How you use your RV. How often you use it. Even your RV itself. It’s all unique and so is your RV insurance. Just get a free quote online, and we’ll automatically build a custom policy with the best coverage for you. It’s that simple. You quote. We customize. Then you can buy an RV insurance policy online and get covered right away.
How we customize RV insurance and why it matters
RV insurance is different from auto insurance, for example. There are two categories: recreational and full-timers. No worries trying to tell us exactly what you need before you start. Just get a quote, and we’ll customize a policy for you.
Recreational RV insurance
Recreational is the best RV insurance for you if you don’t live in your RV year-round (or claim it as your primary residence). This provides insurance for your RV inside and out while you’re driving or parked at a campsite. You can get coverage for accidents, belongings inside your RV, and injuries that happen on your campsite (or around where your RV is parked).
Full-timer’s RV insurance
Full-timer’s insurance is the best RV policy for you if you live in your RV. You’ll still get insurance on your RV and the same coverages as you would with recreational insurance. But you can add more coverages that feel more homeowners-like. These can pay for charges you get from homeowners/RV associations, injuries on your property, and damages or theft for belongings stored on your property (and in your RV).
Types of RVs we insure
The unusual, the unique, the vehicle you have that you’re not really sure what it’s called. As the #1 specialty RV insurance company, we cover just about all types of motorhomes and travel trailers. See the common types of RVs we insure.